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Privacy
This Privacy Policy describes the terms of our commitment to your privacy.
PERSONS
OR PARTIES COVERED This Privacy Policy is
intended to cover all visitors to this website, all
subscribers to lists or newsletters whether paid or unpaid,
all members or affiliates whether paid or unpaid, and all
customers. Persons who visit or view this website,
whether intentionally or unintentionally, whether solicited or
unsolicited, are described herein as "Visitors" and are
parties to this Privacy Policy. Subscribers to lists or
Newsletters are referred to herein as "Subscribers" and are
parties to the Privacy Policy. Persons who join an
organization or marketing
endeavor (e.g. "affiliates") promoted by this website are called
"Members" herein and are covered by this Privacy Policy.
Finally, anyone who orders, attempts to order, or
receives a product sold (recipients) or advertised
on or delivered from this website, even at no cost,
is called a "Customer" herein and is subject to
this Privacy Policy not only by passive acceptance, but
by virtue of the Purchase Agreement contract.
The website, its agents, owners, operators,
and employees are referred to collectively herein as "Website," "Site," and/or "Seller".
PERSONS
EXCLUDED FROM THIS WEBSITE ARE STILL COVERED
In the event that a person excluded
from this website because of the Terms of Use
or from denial of service by the website, who
nonetheless unlawfully views this site, that person
remains subject to the terms of
this Privacy Policy and is in violation of the Terms of Use.
PERSONS
UNDER 18 YEARS OF AGE ARE EXCLUDED FROM THIS
WEBSITE
This website is not lawfully
accessible to persons under the age of 18 or who
are otherwise covered by the provisions of the Child
Online Privacy Act of 1998 (COPA). If you are
under the age of 18 you must
leave this site immediately. Fraudulent use
of this website may make you subject to civil or criminal sanctions.
VIEWING
AND/OR USE AND/OR COMMUNICATION IS CONSTRUED AS ACCEPTANCE OF
THE TERMS OF THIS POLICY
Acceptance
of the terms of this Privacy Policy is a
portion of the consideration required for your right to
visit the website. If you do not
accept these terms, you have no
right to visit this site and you are fraudulently using this site.
A NOTE
TO CALIFORNIA RESIDENTS
(ONLINE PRIVACY PROTECTION ACT OF 2003 --OPPA)
It is the intent
of the Privacy Policy to comply with the California Act.
Various provisions throughout this Privacy Policy address
requirements of the act. In summary, you must presume
that we collect electronic information from all
visitors. This is not usually personally
identifiable. If you purchase a product or service via
this website (and thereby become covered by the Act), the
purchase agreement you electronically sign prior to purchase
allows the website to collect and archive all the personal
information you provide and to transmit and/or transfer that
personal information to third parties. There is no way
you can modify this information and you have no right to do
so. Under the terms of the purchase agreement, you have
no right to view or receive any information about our
database. In the event that the website, under advice of
counsel agrees to divulge information, the requesting party
must submit whatever information is demanded by the website in
insure that the website is releasing information to the
correct party. Other provisions of the OPPA may exempt
this website from complying. While we take measures to
ensure that outside parties do not have access to any
information we have about you, we do not warranty that outside
parties will not breach our system and thus have access to
your information. (You should know that merchant service
providers do not allow
us access to your credit card information.) This Privacy
Policy also is subject to change without notice. You
are required to read it prior to using
the website. By interacting with the website
you agree to the terms and conditions of the Privacy
Policy. By using the website or purchasing a product
through this website, you waive the right to use
state or federal court systems to address
complaints and, instead, agree to use
the American Arbitration Association located in a city and county specified herein.
ABOUT
THE PERSONAL INFORMATION THIS WEBSITE COLLECTS AND HOW IT IS
USED
This website routinely
collects information about its visitors, subscribers,
members, and customers. This information is obtained in various ways, such as:
VISITOR,
SUBSCRIBER, MEMBER, OR CUSTOMER INFORMATION OBTAINED FROM
'REGISTRATION'
Registration means that the
Visitor, Subscriber, Member or Customer takes active, positive steps
to communicate information to this website. This can
include pages or 'pop ups' where you
register for a newsletter or subscribe to a mailing list;
it can include your participation in visitor surveys; it
can include requesting information from the website via email,
mail, or courier; it may be from
joining an affiliate program or other
membership organization, paid or unpaid; it may be from ordering a product.
Occasionally
complete credit card information may be provided to the website
via fax or a fill-in form rather than regular
secure merchant service processing. This information is kept at
the highest level of security and is
never divulged to anyone except the
merchant service provider or for the purpose of communication with the customer.
ONLINE
ORDERING
Online ordering
via SSL encrypted communication
provided by shopping cart services supporting merchant service companies
like Visa and Master Card provides information to the
website but does not provide complete credit card
numbers. In the process of online ordering,
the customer provides, name, address, city, state, email address, phone
number, CVV2 (back of card) number, and, occasionally a
member password. You should consider all this information available
to the website. This information is used
to deliver the product, but under
the Purchase Agreement you also approve its use for general solicitation purposes.
VISITOR
EMAIL INQUIRIES
Website visitors who wish to
communicate with the website do so under
two conditions: one, they give their permission for contact by
the website; two, they are subject to any ‘submission’
provisions of the Terms of Use, Purchase Agreement, or
this Privacy Policy. While your email address
may or may not be used
to solicit you, it is added to the website's general solicitation database.
CUSTOMER
EMAIL OR TESTIMONIALS
If you
are a customer and send an email to the website,
or if you communicate with the site by phone
or mail, the website collects information about your communication
and by communicating with the site you
give your permission to collect, archive,
retrieve, and otherwise use any information collected as the site sees fit.
Any communication
which, in its sole discretion, the
site deems to be a testimonial, may be publicized for commercial purposes.
INFORMATION OBTAINED FROM VISITOR
INTERACTION WITH BANNERS, POPUPS, OR SITE
ADVERTISERS
Visitors
clicking on banners or pop-ups or hyperlinked advertising,
appearing on this website must assume that information is
being collected about them. This site is not responsible
for the use of information collected in such a fashion.
Visitors must assume that (1) information will be collected, (2) that
‘cookies’ will usually be placed on their hard drive,
(3) that website does not have any control over
what happens with this information, (4) that website
takes no responsibility over the accuracy or
content of advertisers, (5) that website is not responsible for
downloads from third party advertisers that contain viruses or
worms or other computer code that causes their computer
or software harm, and (6) that website
assumes no responsibility for the data
that is garnered from the click itself or that the advertiser collects.
INFORMATION OBTAINED FROM
REFERRING EMAIL OR REFERRING URLS
If you send a friend an
email from this site or if you send the
url or one of our web pages to a
friend, you must assume that some data is
collected about your IP address or your
email address and that of your friend. You must assume
that referred emails or web pages may appear to
come from your email. You must accept fully responsibility
for referring pages or email to a
friend and agree to indemnify this
site for any damage, intentional or unintentional that results from said referrals.
INFORMATION OBTAINED FROM
VOLUNTARY VISITOR, SUBSCRIBER, MEMBER OR CUSTOMER
SURVEYS
Unless otherwise specified in the survey, you
must assume that any information provided to the website as
part of a survey in which you participate may
be used for general solicitation for commercial purposes and
that such information will be shared with
joint venture partners, affiliates, marketing organization
or used by the site itself for product design or solicitation purposes.
INFORMATION OBTAINED FROM
ELECTRONIC MEANS AND 'COOKIES'
Many websites, including this one,
collect information about your computer, your email
address, your IP address. You must assume that your web-viewing
or web-use activity is monitored, tracked, and information collected.
This information is not usually of a personal nature,
but it may help define your viewing
habits and product preferences even though
the website may or may not have any idea who you are.
"Cookies" is web jargon
for bits of computer code placed on
your hard drive. Websites use this to keep you 'logged
in', to keep track of search criteria, to monitor
use, to password protect use of the site or
use of products sold by the site.
Cookies can also be used to
obtain information about your computer configuration or your use of your computer.
Cookies can be used to electronically gather
information about you. Again, it may or may not
be personal information, but it is information and
by using this site you are expressly
giving permission to use 'cookies' and to use the information
gathered from their use to benefit you. You also
give permission to collect, archive, retrieve, and use any
information collected for product design, product offers
to you, and general commercial solicitation
purposes by this site or joint venture partners, affiliates, and marketing organizations.
HOW
INFORMATION MAY BE USED
The use of
information as described below may or may not be how
information that is collected is customarily used by this
site. While actual use of any information collected may
be used quite conservatively, you must assume that it is
not. You must assume that
information collected is shared with other persons or entities
for commercial purposes. While this may or may not
occur, you must assume that it is as
you make your decision whether or not
to view or interact with this website. This type of
shared information may include your name, address, phone number,
email address and buying habits, as well as other
information. This information may be used for
general commercial solicitation by this website
or other persons it is sold to, rented to, or shared with.
INFORMATION THAT IS NOT
SHARED
Credit card information
or other financial information is not usually known to the
website. However, in the event that it is made
known, that information is never revealed to anyone except
to processing authorities or law enforcement agencies.
However, the provider of such information
gives express permission to use it in fraud investigation or for litigation.
BULLETIN
BOARDS AND PUBLIC FORUMS
Visitors, subscribers,
members, or customers who use any site provided bulletin boards
or other public forums, such as chat rooms, do
so at their own risk. You may not assume
that the site monitors these services or
protects you in any manner from
information you post publicly or share with anyone else via these services.
SPAM
By providing to this website
information that forms the basis of communication with you,
such as an email address, you waive all rights
to file complaints concerning unsolicited email or spam
from this website since, by providing such
information, you agree to receive communication from us or other
marketing organizations. However, all email communication with you shall
contain an 'unsubscribe' link where you may notify the
website that you no longer wish to
receive solicitations or information from the
website and your name will be removed from the general solicitation database.
DATA
SECURITY
This website
takes measures to protect
its data that contains information related to you. However,
as a consideration for viewing this site or interacting
with this site in any manner, you waive
all claims of any nature against this
site concerning the loss, alteration, or misuse of information. You
must assume that it is possible for your personal
data to be obtained by others, such as "hackers,"
and used in an inappropriate manner that
may cause you harm and that
you agree that the site is not responsible for damages to you.
REVISIONS TO THIS PRIVACY POLICY
WITHOUT NOTICE
This Privacy
Policy is dynamic. It will continually change. You may
not assume that it remains the same and you
agree to check the policy each time you visit
the site for changes. Unless, in the sole
opinion of the website, this policy changes
so drastically as to suggest a posted notification on the
site or via email, you will receive no notification
of changes to this Privacy Policy nor, under any
circumstances, does this site promise notification. Your
continued use of this site always
evidences your acceptance of the terms this Privacy Policy or any modifications.
DISPUTES
As part
of the consideration that the Website requires
of the Visitor to view, use, or interact with this
site, Visitor agrees to use binding arbitration for any
claim, dispute, or controversy ("CLAIM") of any kind (whether
in contract, tort or otherwise) arising out
of or relating to this purchase,
this product, including solicitation issues, privacy issues, and terms of use issues.
Arbitration
shall be conducted pursuant to the rules of
the American Arbitration Association, which are in
effect on the date a dispute is submitted to the
American Arbitration Association. Information about the American Arbitration Association,
its rules, and its forms are available from the
American Arbitration Association, 335 Madison Avenue, Floor
10, New York, New York, 10017-4605.
Hearing will take place in the city or county of the Seller.
In no case shall
the Visitor have the right to go to
court or have a jury trial. Visitor
will not have the right to engage in pre-trial discovery
except as provided in the rules; you will not
have the right to participate as a representative or
member of any class of claimants pertaining
to any claim subject to arbitration;
the arbitrator's decision will final and binding with limited rights of appeal.
The prevailing party shall
be reimbursed by the other party for
any and all costs associated with
the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.
JURISDICTION AND
VENUE
If any matter concerning this purchase shall be
brought before a court of law, pre-
or post-arbitration, Visitor agrees to that the sole and proper
jurisdiction to be the state and city declared in
the contact information of the web owner unless otherwise
here specified. In the event that litigation
is in a federal court, the
proper court shall be the closest federal court to the Seller's address.
APPLICABLE LAW
Visitor agrees that the
applicable law to be applied shall,
in all cases, be that of the state of the Website owner(s).
Disclaimer - ClickBank is
a registered trademark of Keynetics Inc., a Delaware corporation. NoMoneySystem.com
is not affiliated with Keynetics Inc. in any way,
nor does Keynetics Inc. sponsor or approve any NoMoneySystem.com
product. Keynetics Inc. expresses no opinion as
to the correctness of any of
the statements made by NoMoneySystem.com in the materials on this Web page./
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